Bankruptcy and Foreclosure Assistance

Don’t want to lose your home? Need quick financial relief now?

PRF has options for you! Click Here to Take Action

Bankruptcy and Foreclosure Assistance

The BAI provides practical and educational resources to those experiencing harsh economic realities, particularly those contemplating filing for bankruptcy (or who may not know they should consider it). We also have a system in place for foreclosure prevention, an expedited process designed to help stop foreclosures of the greatest asset for many Americans – your homes. Here is what we know:

COVID-19 has increased or deepened poverty.
Foreclosures lowers others’ property value.
Paying people to “fix” your credit hasn’t worked.
“Debt consolidation” has you further in debt.
Homeowners wait until the last minute to seek relief.
Most pro se debtors are unsuccessful.

Our intent is to assist debtors in maintaining their homes by seeking financial, emotional, and/or spiritual relief by implementing the bankruptcy court process as soon as possible (if warranted). Bankruptcies done right can be that fresh start. So, since time is of the essence, so let’s get to financial freedom today!

Chapter 7

The chapter of the Bankruptcy Code providing for "liquidation,"(i.e., the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors.)*

Chapter 13

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.)*

Foreclosure

The legal proceedings initiated by a creditor to repossess the collateral for a loan that is in default. i.e., home, mobile home, land, etc.

*DISCLAIMER: These resources are created by the Administrative Office of the U.S. Courts for educational purposes only. They may not reflect the current state of the law, and are not intended to provide legal advice, guidance on litigation, or commentary on any pending case or legislation. (Accessed 12.31.2022)

Foreclosure Data

Most know that home ownership (and land) is a key to wealth, so helping to curtail this embarrassing process for so many of our neighbors, your neighbors, seemed to be the right thing to do before the Lord. The number per quarter represents how many homes were scheduled for foreclosure. The next number is the value of homes facing foreclosure in that state. Look at how this has affected so many just in the last few years …

How many foreclosures are already scheduled in your state for 2023? This doesn't have to be YOU!!

What Happens Next

Step 1: Click here to Review and gather the information requested in the BAI Checklist.

Step 2: Use our simple BAI Intake Form. There is a reduced service fee of $35 (LIMITED TIME ONLY) required to review your paperwork and provide you with your options … including not filing for bankruptcy.

If you are a candidate for a Chapter 7, we have options for you and will reach out to schedule a consultation with you.
If you are a candidate for a Chapter 13, we will reach out and ask that we serve as your document preparer for your emergency skeletal petition.

Step 3: Chapter 13 only – Complete the BAI Agreement so we can begin the process of completing a skeletal petition for you. There is a reduced service fee of $275 (LIMITED TIME ONLY) required to review your paperwork and provide you with your options. Remember, time is of the essence!

Once the agreement and fee is received, we will:

1) Prepare your petition with 48 hours (as long as we have all of the information requested) and

2) Set up a final consultation to review your petition

3) Send the documents for you to file with the appropriate court.

4) Provide you with applicable resources and guide you on your next steps towards financial freedom.